Last Revised: February 12, 2020

These terms and conditions govern your use of this web site and our membership site(s). By accessing this web site and/or our membership site(s), you are acknowledging and accepting these terms and conditions. These terms and conditions are subject to change by NQODE (hereinafter “COMPANY”) at any time and at our discretion without notice. Your use of this web site and/or our membership site(s) after any changes are implemented constitutes your acceptance of the changes. As a result, we encourage you to consult the terms and conditions each time you use this web site and/or our membership site(s).

1. INTELLECTUAL PROPERTY

You acknowledge and agree that all content and materials available on this site are protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws. Except as expressly authorized by COMPANY, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from such materials or content.

As noted above, reproduction, copying, or redistribution for commercial purposes of any materials or design elements on this site is strictly prohibited without the express written permission of COMPANY. For information on requesting such permission, please contact us at support@nqode.com.

2. THIRD PARTY REFERENCES / HYPERLINKS

This site and/or our membership site(s) may link you to other sites on the Internet. These sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under the control of COMPANY, and you acknowledge that COMPANY is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of the site by or any association with its operators. However, we may from time to time be compensated for referring you to certain vendors, and in such circumstances, we will let you know of that relationship.

3. MEMBERSHIP PROGRAM(S)
   • PRICING

   COMPANY may offer one or more membership programs on this web site. The pricing for any such membership program will be clearly stated in the the applicable subscription form.

   • DISCLOSURE OF INFORMATION ON OUR SITE

   As a member of one of site provided by COMPANY, you may submit content and personal information including photos, contact information, comments, etc. You shall be solely responsible for submission of content and the consequences of submitting such information to the site.

   You further agree and understand that other individual members of the site that are separate from COMPANY may see the information that you submit on the site. You also understand that one of the core functions of the site is to exchange information between parties. For this reason, you agree that you shall NOT submit any information that you do not want others to see. You agree that anything you submit is at your own risk, and you further agree to hold COMPANY harmless from any and all damage that could occur to you from any information that you submit. For additional details, please see our Privacy Policy.

   You affirm, represent, and warrant that you own or have the necessary licenses, rights, consents, and permissions to publish content you submit. You agree that content you submit will not contain third party copyrighted material, or material that is subject to other third party proprietary rights, unless you have permission from the rightful owner of the material or you are otherwise legally entitled to post the material and to grant COMPANY all of the license rights granted herein. COMPANY does not endorse any content submitted to COMPANY by any user or other licensor.

   • YOUR CONDUCT

   COMPANY does not permit copyright infringing activities and infringement of intellectual property rights on this site and/or membership site(s), and COMPANY will remove all content if properly notified that such content infringes on another’s intellectual property rights.

   You also affirm, represent, and warrant that your participation on this web site and/or in the membership program(s) and the content you submit does not relate to pornography, illegal activities of any kind, occult, hate, or racism. You also affirm, represent, and warrant that you shall not make any statements or take any actions against COMPANY or other members that would constitute libel or slander.

   COMPANY reserves the right to make the final decision regarding what is appropriate. COMPANY further reserves the right to remove content or terminate your account without prior notice for a violation of this provision.

   Further details regarding the conduct that is expected of all participants in the membership program can also be found in the first post that you will find inside the membership site.

   • TERMINATION OF MEMBERSHIP

   Either you or COMPANY can cancel your participation in any of our membership programs at any time. No refunds for previous months of membership will be given once the initial refund period has passed. COMPANY’s refund policy is described in further detail in Section 3(E) herein, as follows.

   • REFUND POLICY

   COMPANY does not offer refunds. Instead COMPANY provides a free "trial" period so users can try the service prior to subscribing. We also provide a free plan to our users on a limited basis.

   • CUSTOMER DISCLAIMERS

   COMPANY is not acting as a financial or legal advisor and does not guarantee that you will achieve any particular result from participating in any of COMPANY’s membership programs or from using any of the information on this site. Please see our complete earnings disclaimers for details.

4. ABILITY TO ACCEPT TERMS AND CONDITIONS

You affirm that you are either more than 18 years of age, or an emancipated minor, or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms and Conditions, and to abide by and comply with these Terms and Conditions.

5. CONTACTING US

If you need to contact us, please email us at support@nqode.com or send a letter to:

          NQODE · 770 E MAIN ST #205 · Lehi · UT · 84043 · USA

6. DISCLAIMER OF WARRANTIES

ALL MATERIALS, INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THIS SITE (THE “CONTENT”) ARE PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE. THE CONTENT IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. COMPANY AND ITS AGENTS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS SITE IS SOLELY AT YOUR RISK. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU.

7. LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES SHALL COMPANY OR ITS AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THIS SITE. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, COMPANY’S LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW.

8. INDEMNIFICATION

Upon a request by COMPANY, you agree to defend, indemnify, and hold COMPANY and its other affiliated companies harmless, and their employees, contractors, officers, and directors from all liabilities, claims, and expenses, including attorney’s fees, that arise from your misuse of this site and/or the membership programs.

9. SEVERABILITY AND INTEGRATION

Unless otherwise specified herein, this agreement constitutes the entire agreement between you and COMPANY with respect to this site and supersedes all prior or contemporaneous communications between you and COMPANY with respect to this site. If any part of these Terms and Conditions is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.

10. JURISDICTION

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Utah. You hereby consent to binding arbitration in the State of Utah to resolve any disputes arising under this Terms and Conditions.